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Saturday, January 6, 2024

When you think of identity theft, you may think of unauthorized credit card payments or new lines of credit. However, tax identity theft is one of the most common types of identity theft — and it’s also the most common...

Monday, January 1, 2024

When you die, you will leave behind all your property (everything you own) and debts (everything you owe). All this is called your estate.

Friday, December 1, 2023

The new year is fast approaching, and it is the perfect time to set up resolutions for your business. Whether you want to increase your sales, gather a more extensive customer base, or just accomplish needed business improvements,...

Friday, December 1, 2023

Communicating openly can help everyone prepare and plan for the future Many parents may find it uncomfortable, or even believe it is unnecessary, to inform their children about personal finance matters. Yet, communicating openly with...

Friday, December 1, 2023

After years of saving and planning for their golden years, many people nearing retirement fail to consider the tax burden they may face on income they receive after they stop working. While you will likely see a reduction in the amount...

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Friday, December 1, 2023

What is it? According to the IRS, you are self-employed if you carry on a trade or business as a sole proprietor, as an independent contractor, as a member of a partnership, or if you are otherwise in business for yourself. You can be...

Thursday, November 2, 2023

When it comes to repaying your student loans, one size does not necessarily fit all. The key to a manageable repayment plan is to find a strategy that works well for your goals, budget, and lifestyle. Here are some questions to help...

Thursday, November 2, 2023

Managing a loan, be it mortgage, auto, school, or personal, can often be stressful. There are various terms that you’re locked into for the life of the loan, meaning you have to meet those requirements without fail until your...

Thursday, November 2, 2023

This past June, the Supreme Court struck down President Biden's plan to cancel up to $20,000 in federal student loan debt for qualified borrowers. As a result, millions of student loan borrowers are scheduled to start paying back their...

Thursday, November 2, 2023

Steps to paying off loans as COVID-19 payment pause comes to an end. As the COVID-19 payment pause for student loans comes to an end, borrowers are gearing up to resume their repayment journey. While managing student loan debt can seem...

Wednesday, November 1, 2023

A 401(k) plan is one of the most popular and effective techniques for saving for your retirement. A company will automatically withdraw and contribute money from each paycheck to your 401(k) plan. Some employers will even match a...

Wednesday, November 1, 2023

Congratulations! You've decided to start a family. Up until now, your health insurance has probably been adequate, paying for routine doctor visits and prescription drugs. But now that you're facing a lifestyle change, you must make...

Wednesday, November 1, 2023

While it may have gained increasing interest in recent times, especially as more investors look for ways to support causes that resonate with them, the idea of venture philanthropy is not new.

Wednesday, November 1, 2023

The past two years presented many small-business owners with unprecedented challenges. This year’s tax planning preparations include necessary measures for small-business owners to satisfy existing, new and modified tax laws that may help..

Monday, October 30, 2023

Investing your money for the future might be one of the quickest ways to grow your wealth, whether saving for retirement or making a large purchase. While most people know investing is a potential way toward a more manageable financial...

Monday, October 23, 2023

Did you know about 50 percent of Americans do not have life insurance? Part of the problem is a lack of clarity: 31 percent of people who need it but aren’t covered say it’s because they don’t know what to get.

Monday, October 16, 2023

A 2023 survey revealed a notable shift in public opinion over the past decade about the value of a college degree: 56% of Americans think a four-year college degree isn't worth the cost due to students graduating with significant debt...

Monday, October 9, 2023

Now is an excellent time to start evaluating your current financial situation, determining your future goals and expectations, and working toward pursuing them. If you need help pulling together a plan for your finances, a financial...

Monday, October 2, 2023

The Department of Education recently launched the most generous federal student loan income-driven repayment (IDR) plan to date — the Saving on a Valuable Education (SAVE) Plan. The  SAVE Plan comes after the U.S. Supreme...

Monday, September 25, 2023

Being financially prepared for life's challenges may smooth the road ahead. Whether you're just starting or have been working on your financial health, there are a few key steps you may take now to help construct your financial safety net.

Monday, September 18, 2023

During turbulent financial times, having a financial emergency plan and organizing your finances may help you feel prepared to handle anything that might come your way.

Monday, September 11, 2023

Obtaining a life insurance policy is part of being an adult. But it’s also something that you can easily neglect, especially if you obtained it earlier in adulthood. You should review it when you reach these milestones.

Monday, September 4, 2023

When it comes to repaying your student loans, one size does not necessarily fit all. The key to a manageable repayment plan is to find a strategy that works well for your goals, budget, and lifestyle.

Monday, August 28, 2023

The feeling we get from money, and investing, has deep roots inside our emotions. Behavioral science explains why we make investment decisions and how we emotionally react to them. Here's some information on how emotions affect finances.

Monday, August 21, 2023

What happens with your student loans once they've entered repayment status will have a significant impact — positive or negative — on your credit history and credit score. Here are some tips and information.

Monday, August 14, 2023

As a business owner, putting all your profits back into the business may be tempting. However, when it comes to saving and investing as a business owner, there are long-term paths you should consider. Here are some tips.

Monday, August 7, 2023

Here are helpful tips about student loans, including repayment options and interest deductions.

Monday, July 31, 2023

A successful investor maximizes gain and minimizes loss. There are no guarantees, and all investing involves risk, including the possible loss of principal. Here are six basic principles that may help you invest more successfully.

Monday, July 24, 2023

A critical part of financial planning that is often overlooked is insurance. Having various policies will provide different benefits to your financial plan, ranging from protection to tax breaks.

Monday, July 17, 2023

Being a small business owner can be rewarding but also may bring a lot of stress. There are many paths to financial independence; below are a few directions.

Monday, July 10, 2023

Financial freedom is essential to being financially secure and meeting your goals. Here are ten tips to help you develop financial freedom.

Monday, July 3, 2023

What does the term "financial freedom" mean to you? Consider these three strategies.

Monday, June 26, 2023

At some point in your life, you'll probably be faced with the question of whether you need life insurance. Life insurance is a way to protect your loved ones financially after you die and your income stops. The answer to whether you...

Monday, June 19, 2023

Whether your business tends to slow down or speed up in the summer months, there are a few things small-business owners may consider to cut expenses as the temperature rises. Here are six savvy ways for small businesses to save money...

Monday, June 12, 2023

Thinking of a future without ourselves in it, is not the most pleasant of thoughts…however, it is necessary to do so for the financial future of your family. Life insurance may provide you with the opportunity to bequeath money...

Monday, June 5, 2023

Golfing and investing may not seem to share much common ground at first glance. But the more you think about it, a successful golfer and a successful investor share a number of traits such as patience, perseverance, attention to detail...

Monday, May 29, 2023

You may already be aware of the importance of having enough life insurance coverage to handle financial matters that could affect your family in the event of your death. However, determining the appropriate amount of coverage for your...

Monday, May 22, 2023

Money worries may be one of the biggest sources of stress—from wondering how to pay for an unexpected expense to making retirement calculations when considering leaving a job. In the midst of inflation, war, and stock market...

Monday, May 15, 2023

Back to the BasicsAs you consider the wide range of life insurance coverage available, you may wonder what type really fits your needs now, and what will suit your needs in the future. A good, first step is to ask yourself why you are...

Monday, May 8, 2023

Proactive tips to help you and your family pursue a confident financial future As you enter the workforce and start to earn a regular income, it's easy to get carried away with newfound financial freedom. However, this can often lead...

Monday, May 1, 2023

For small business owners, ensuring your investment is covered is critical to ensuring the survival of your business after you are gone. One of the ways in which small business owners do this is by applying for life insurance in the...

Monday, April 24, 2023

If you're like most people, it's not that you don't appreciate the value of life insurance. In fact, many people believe they need more coverage. You probably wouldn't mind owning additional life insurance. It's just that you don't...

Monday, April 17, 2023

What is it?Life insurance is not only about protecting your survivors in the event of your death. Depending upon the type of policy you purchase, it can also enable you to meet specific life goals: retiring comfortably, paying for your...

Monday, April 10, 2023

Running a business requires gaining expertise in many things over a short period—especially financial matters. If finances do not come naturally to you, you may quickly feel like you are in over your head. Fortunately, mastering...

Monday, April 3, 2023

With so much going on in the world today—from a global pandemic through economic hardship—it comes as no surprise that many people have recently found themselves under heavy financial stress. Whether it is due to the loss...

Monday, March 27, 2023

Though baseball and stock market investing may not seem to have much in common, there are a few key similarities—both are stats-driven and require focus, a relative lack of emotion, and a clear mind. And when it comes to...

Monday, March 20, 2023

Starting a company from scratch can be stressful, no matter how well-prepared you are. Many entrepreneurs can be vulnerable to burnout, which can quickly turn a dream business into a nightmare. What can business owners do to reduce...

Wednesday, March 15, 2023

The FDIC-seizure of Silicon Valley Bank is the second-largest US bank failure in history as it held $209 billion in assets at the time of its collapse. Even after adjusting for inflation, by assets it trails only Washington Mutual, which he

Monday, March 13, 2023

As Samuel Goldwyn once said, "The harder I work…the luckier I get!" 1 But when it comes to investing, luck may play a huge role in outcomes—no matter how hard you work.2 Below, we discuss some ways that luck may...

Monday, March 6, 2023

Could you be losing money because of simple monetary mistakes? Avoid these money-wasting habits in 2023 to have more cash when you need it—or save it for a rainy day. Failing to budgetConventional wisdom says to follow the...

Monday, February 27, 2023

When you start to consider if investing is an appropriate option for you, you may have questions. You might want to ask: How do I invest money, and where? How much money will I need? What are some common strategies for someone that has...

Monday, February 20, 2023

Guided wealth portfolios (GWPs) are designed to provide a diversified, customized portfolio that's tailored to your investment needs. With a GWP, you won't need to track how the market's moving or decide whether to rebalance—your...

Tuesday, February 14, 2023

Entrepreneurs tend to be natural risk-takers but this doesn't mean committing to uncompensated risk. A wise entrepreneur considers their potential exposure before leaping into a new business venture, moving forward only on those...

Monday, February 6, 2023

The Biden administration has announced another extension for repayment of federal student loans to an unspecified date in 2023 due to legal challenges that have blocked implementation of the student loan debt relief program. The...

Monday, January 30, 2023

Financial wellness is living a healthy economic life for yourself and feeling good about your financial situation. It is also an essential part of taking care of yourself and those around you. Financial wellness can mean different...

Monday, January 23, 2023

What if you focused on your system instead of just your goals? Setting goals for a new year can feel overwhelming.  We all know that resolutions don’t last, but we also feel the energy that comes with a new year of...

Monday, January 16, 2023

Change may be difficult, especially when you try to change your financial habits. The process might be easier if you take an incremental approach. Do you want to get on top of your finances this year? Are you looking for ways to...

Monday, January 9, 2023

The holiday season is a wonderful time for relaxing and having fun with family and friends, but it can also add a lot of extra stress to an already tight budget. Perhaps you spent more than you originally planned, or maybe you...

Monday, January 2, 2023

If one of your New Year's resolutions involves enhancing and expanding your investment portfolio, look no further. In a true New Year's Eve countdown tradition, ask yourself these 10 questions to help review your investment plans...

Tuesday, December 27, 2022

Charitable giving is a great way to support your community, make an impact, or leave a legacy while receiving tax benefits for giving. If you choose to give and find an organization you’re passionate about, add charitable giving...